How to find out which loan costs you the most?
Do you have several installments or a credit card? First, check everything in one place. Then you'll immediately see what puts the biggest strain on your budget.
See where you are overpaying for loans and cards in Norway
Check your obligations in one place and find out what to analyze first.
Log in with BankID
- Secure login
See the full picture of your obligations
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GjeldsMonitor helps organize your loans and cards so you can quickly assess which ones cost you the most.
Find out where to start
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Not every obligation burdens your budget the same way. See what to analyze first and better plan your next steps.
Want to take out a loan?
First check your balance and verify your obligations. A good decision starts with a full picture of the situation.
Check balance and obligationsSee where your money is slipping away
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Compare the costs of your obligations and see where you can cut unnecessary expenses.
How does it work?
Log in with BankID
Securely confirm your identity.
See your loans and cards in one place
You will receive an organized overview of your obligations.
Get personalized tips
See what to analyze and how to better manage costs.
GjeldsMonitor in numbers
+10 000
people logged into GjeldsMonitor
+600 mln kr
total amount of user loans
+189 mln kr
total amount of user credit card debt
Don't pay more than you have to
Check your obligations and see where you can better control costs.
Log in with BankIDFrequently asked questions
Everything you need to know about debt monitoring in Norway.
Our core service is completely free for individual users. We help you identify toxic loans with no upfront fees.
Refinancing is the process of taking out a new loan to pay off one or more existing loans. The goal is usually to get a lower installment, better interest rate, or simply combine multiple debts into one that is easier to manage.
Gjeldsregisteret is the official, central register of information on unsecured consumer loans in Norway. It gives banks and you full insight into your actual debt.
Our algorithms analyze your debt structure, compare current market loan offers in Norway, and indicate which of your current debts are the most expensive and how to optimize them.
Security is our priority. Login is done through the official BankID system, and data is encrypted according to the highest banking standards.
Just click the 'Log in' button and use your BankID (app, token, or BankID on mobile). It is the most secure form of authorization in Norway.
Data is retrieved in real time from the official Gjeldsregisteret databases with your explicit consent during login.
You can log in without limits. We recommend checking your status at least once a month to monitor your debt repayment progress.
From the blog
Latest tips on loans and cards in Norway.