GjeldsMonitor from Multinorfinans

Your way to toxic debt and unnecessary costs in Norway

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Diagnosis of expensive liabilities

Detecting losses: we identify consumer loans and cards that drain your cash the most.
Stop interest: we show how high interest rates make interest eat up your wallet.
No more hidden costs: you see clearly which debt is the most harmful.

>Diagnose your portfolio<

Compare and evaluate your installments

Paying installments, but the debt isn’t shrinking? We have a plan for that.
Repayment analysis: we explain why the debt balance stands still despite regular payments.
Your repayment hierarchy: we find the toxic debt and show what to pay off first.
Maximum efficiency: every krone goes where it reduces your real debt the fastest.

>Find toxic credit<

Check how much cash you burn every month.

End of overpaying: we compare your terms with the market and calculate unnecessary costs.
Ready action plan: you receive specific steps on how to recover money lost on margins.
Financial control: you stop acting blindly and start saving on your own loans.

>See what to pay off first<

How does it work?

Get full insight into your debt and credit cards

Follow the customized recommendations for easy debt management

Our vision

Development of a user-friendly debt management system in Norway, and supporting a community of conscious borrowers.

Learn more about our vision

A bit of statistics

+10 000

have logged into GjeldsMonitor

+600 mln kr

loan amount that our customers have together

+189 mln kr

loan amount on credit cards that our customers have together

Don't pay too much - Get control of your loans

Use GjeldsMonitor

FAQ

The GjeldsMonitor application is completely free. To use the application, you do not need to purchase a subscription, or connect to your credit card.

Gjeldsregisteret collects information on how much debt (i.e. how many loans and their total amount in NOK) is owned by a single consumer in Norway. All information is collected from banks and financial institutions that are licensed to conduct financial business and is updated regularly.

Legally, Gjeldsregisteret AS has been granted permission by the Ministry of Children and Families to operate as a debt information company, under the authority of the law of June 16, 2017, No. 47 on debt information in the credit assessment of individuals (Gjeldsinformasjonsloven) § 3.

Your data is completely safe. Access to them is encrypted, and fully protected against falling into the wrong hands. In addition, we do not transfer your data to any third parties. Remember that you can also delete your data from the application at any time.

The data comes from Gjeldsregisteret, with which we collaborate. Thanks to this collaboration, we can present correct information about your debt in Norway. - Of course in an encrypted and completely secure way.

Refinancing is making changes to the debt that you have. This is often done in the form of consolidation, that is, merging several loan obligations into one. - In other words, consolidating multiple loans and credit card debt into one single loan that you can pay down on better terms, and also extend or shorten the loan term.

The tips on your account are the result of many years of cooperation with various financial institutions and services to several thousand customers. By combining our knowledge of finance, customer inquiries we have helped with, and smart use of technology, we can give you the most important advice.

You can only log in to GjeldsMonitor with your BankID as we get the information from Gjeldsregisteret. Note that you also have to enter basic data, such as telephone number and email. This is necessary for the application to work.

The recommended login frequency depends on the number of debt records. However, keep in mind that the data in Gjeldsregisteret is updated once a day. We recommend logging in to the application no more than once a day and no less than once every 2 weeks.